Hi,
I am developing a small opencart site, and can any one point me to a terms and condition template, I found few but either they are not Australian, or have to pay a lot to buy..
I wouldn't bother with templates, if you are serious about the site get a proper set of terms drafted and tailored to your website. The biggest mistake I see with template use is that people copy US terms which are worthless, and those terms are full of errors anyway.