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Bloody Kiwi's have all the good ideas...

Definitely wasn't a New Zealander who come up with that idea, Prosper.com and Zopa.com have been around for years, I can't remember a few of the others that are around also.
 
It's called Social Finance/Social Lending.

lendinghub.com.au is the aussie equivalent. There's another one but but cannot recall atm.
 

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